KTP Advisors
Keeping the Promise
About Us
Founded In 2002, KTP Advisors™ specializes in retiree health benefits for Labor, including Medicare plans, healthcare exchanges, and pharmacy benefits. They help Taft-Harley Funds optimize healthcare spending, offering insights often missed by generalist advisors. KTP’s team combines expertise in health benefits, finance, and risk management with a deep understanding of their clients' environment, helping manage plans efficiently to keep promises to employees and retirees. They are the exclusive retiree health benefits advisor to the Delaware Valley Health Care Coalition, the largest Taft-Hartley coalition in the U.S. with over 250 union groups and 3 million members.
Operating Principles
Commitment
KTP Advisors' name embodies the principle of "keeping the promise," reflecting our commitment to fulfill promises to clients and enable vital promises between clients and their employees and retirees. Everyone at KTP shares this responsibility through top service.
Trust
Since health benefits are vital to employees, retirees, and employers, they must function as intended. Employers need to offer dependable plans that all parties can trust. We support senior financial and benefits teams in analyzing, designing, structuring, and implementing programs that deliver on their commitments. This helps clients preserve the trust they've established with both current and former employees.
Value
KTP’s value lies in innovative benefit strategies, analyses, plan designs, implementation, auditing, risk management, and clinical programs that reduce costs and liabilities, while still providing promised benefits to employees and retirees. KTP delivers exceptional value, with professionals who have extensive financial expertise and focus on the financial impact of our services. We aim to make recommendations with the highest return on benefit investments and help clients understand the assumptions' sensitivity, recognizing that the future is often uncertain.
Knowledge & Expertise
KTP stands out among benefits advisors through its specialized expertise in retiree health and pharmacy benefits. Its focus on these areas allows it to advise clients effectively on cost savings. Due to its deep knowledge, KTP often sub-advise other brokers and advisors in these fields.
Independence
KTP is a private, conflict-free firm dedicated to client needs with transparent fees. Without outside shareholders or cross-selling pressures, our advice remains unbiased and solely in our clients’ best interests.
“We make a living by what we get, but we make a life by what we give.”
- Winston Churchill