Trademarks and Copyrights
KTP Advisors, Inc. or its subsidiaries, affiliates and agents own all content on our website, and United States copyright laws and international treaty provisions protect said content. All content, trademarks, service marks, trade names, logos, images, and icons are property of KTP Advisors, Inc. or its subsidiaries, affiliates and agents. Any use of content, trademarks, service marks, trade names, logos, images, or icons displayed on this website is strictly prohibited. Unauthorized use may be a violation of copyright, trademark and publicity laws, or other statutes and regulations. KTP Advisors™ is a registered trademark of KTP Advisors, Inc. Retiree Benefit Solutions© is a registered trademark of KTP Advisors, Inc.
Terms and Conditions – Manner of Use
The content on this website is for informational and educational purposes only. The information on this website is necessarily limited in scope and may not contain all applicable terms, conditions, limitations, exclusions, or other relevant data. In exchange for using our site and viewing its contents, you agree to not hold KTP Advisors, Inc., its subsidiaries, employees, affiliates, agents, information providers, or transmitters liable for any possible claim or damages arising from your decisions based on information on this site. You also agree to not hold KTP Advisors, Inc., its subsidiaries, employees, affiliates, agents, information providers, or transmitters liable for any possible inaccuracy, incompleteness, or other content error. This freedom from liability agreement includes, but is not limited to, direct, indirect, incidental, punitive, or consequential damages. Although some of the information regards tax, legal, or accounting issues, neither KTP Advisors, Inc. nor its subsidiaries, affiliates or agents are in the business of offering such advice.
The products and services detailed on this website are available only in the United States of America. However, some products or services, or both, may not be available in your state, and all are subject to applicable laws and regulations. Nothing on this website should be considered a solicitation to buy or sell a product or service to any person in any jurisdiction where such an offer, solicitation, purchase, or sale is unlawful.
Disclaimer of Warranties
KTP Advisors, Inc. provides this site on an “as is” and “as accessible” basis. You expressly agree that your use of this site is at your own risk. KTP Advisors, Inc., its subsidiaries, employees, affiliates and agents make no representations or warranties of any kind, express or implied, as to the performance of this site or the included information, content, or materials. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, KTP ADVISORS, INC. DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
Accessing Our Servers
KTP Advisors, Inc, its subsidiaries, employees, affiliates and agents do not warrant that its servers, this site, or e-mails sent from this site are free of viruses or other harmful elements. KTP Advisors, Inc., its subsidiaries, affiliates and agents will not be liable for damages of any kind arising from use of this site, including, but not limited to, direct, indirect, incidental, punitive, or consequential damages.
Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these particular state laws apply to you, some or all of the above disclaimers, exclusions, and limitations may not apply to you. You may also have additional rights not mentioned above.
Privacy Protection Policy
It is the policy of KTP Advisors, Inc. (the “Company”) to protect the confidentiality of Social Security numbers in the Company’s possession from improper disclosure by maintaining and enforcing policies and physical and electronic safeguards against the release of such information. Unlawful disclosure of Social Security numbers is prohibited, and access to them is limited to Company personnel with a need to know such information unless the following paragraph permits additional access.
Nonpublic personal information in the Company’s possession, including Social Security numbers, may only be released when allowed or required by law, or, in the case of information regarding a customer of the Company, when authorized by the customer, or when allowed or required by law or rule of court.
If you have any questions regarding this policy, please contact the Company’s Chief Privacy Officer at (401) 490-9350.