Legal Disclaimer – PHIX Market Map

Legal Disclaimer – PHIX Market Map

The KTP “Market Map” website is designed to present general information to viewers who are looking to understand the landscape for private health exchanges. The information contained on these pages is not considered confidential information and was prepared using open source information that is readily available on the Internet. No monies were paid to access this information nor were there any special subscriptions established to access this information. This “Market Map” relies on information that is widely available by searching the names of each respective company on the Internet.

Users of the “Market Map” web pages agree to use the content for informational purposes only. KTP does not assume any responsibility in the use of this information, its contents or their accuracy, or completeness; nor do we represent that such items or use of such items would not violate or infringe rights of others. This information is provided on a strictly “as is” basis.

In no event shall KTP be liable for any direct, indirect, incidental, punitive, or consequential damages of any kind whatsoever with respect to these services or materials.

KTP expressly disclaims liability for errors and omissions in this publication. While we try to keep the information timely and accurate, we make no guarantees. However, we do intend to represent each company listed herein clearly, properly, and correctly, and we will make an effort to correct errors brought to our attention in a timely fashion.

The information is subject to change without notice, based on updates or releases that may be made available publicly. KTP may also suspend or discontinue this service at any time. The user assumes the risk of verifying any materials used or relied upon.

The information on these Web pages contain hypertext pointers to information created and maintained by other public and private organizations. These links and pointers are provided for our users’ convenience. Please be aware that we do not control or guarantee the accuracy, relevance, timeliness, or completeness of this outside information.

Request For Information “RFI”

The purposes of the RFI document are to provide accurate information to current and future clients of KTP Advisors. KTP will utilize information presented in this document to help employer group clients evaluate and select private healthcare exchanges.

We appreciate that companies will approach the private exchange marketplace with a wide variety of objectives and goals.  As such, we need to understand the strategy and technological capability of each exchange in order to direct our clients to the best possible match.  The RFI has been developed to allow us to distinguish between critical characteristics of private health exchanges, allow for straightforward comparisons, and understand pricing and structural elements of the exchanges so that we may advise our clients in an objective and forthright manner. We believe that the success of private health exchanges will be dependent on striking the right partnership between companies and technology providers, and we hope to expedite the development and adoption of private exchanges by assisting our clients to find their ideal solutions.

Our ability to analyze and understand each exchange will position us to direct clients to their ideal partner.  We also believe that we can provide valuable consulting feedback to exchange providers if clients do not select their service.

Structure of KTP Client Relationship

KTP provides advisory services directly to our “private” clients to evaluate and recommend private exchanges for their use.  We will evaluate exchange options on their behalf in consideration of their strategy, structure, and budgets.  Our fees are charged directly to the client and independent of any broker or sales commissions payable to insurance brokers, carriers or private exchanges.  We take no compensation from health exchanges.